cGrate offers a wide range of solutions for corporate customers, these corporate customers being financial institutions, retailers, government institutions and non-governmental organizations.
These solutions range from mobile banking, agency banking, bulk payments, bulk voucher distribution, merchant payments, custom payments projects, integration into the National Financial Switch to USSD and SMS aggregation.
cGrate’s Bulk Transfers service allows businesses to transfer funds to mobile money accounts and bank accounts in bulk in one go and in real time. This covers all mobile money operators as well as all banks in Zambia. Bulk Payments could be salaries for farm workers or general supplier payments.
Our Bulk EVD service allows businesses to process airtime and bill payments in bulk, this could be staff data or distribution of electricity tokens to branches.
Some Key Features
cGrate understands the unique demands of businesses. Our Merchant Payments product and service caters specifically to your needs, providing a seamless and efficient payment solution.
cGrate is the current supplier of USSD Mobile Banking services for various financial institutions in Zambia. We offer customized mobile banking services that are integrated into our 543 Konse Konse agent network for agency banking and merchant payments. Partners can choose to add the NFS integration as part of their mobile banking services.
cGrate Zambia offers cutting-edge USSD and SMS aggregation services, enabling businesses to reach their customers with interactive and real-time information. Our solutions empower businesses to enhance customer engagement and improve service delivery through these communication channels.
cGrate Zambia’s agency banking solutions are designed to extend financial services to underserved and remote areas through a network of agents. Our technology simplifies transactions, such as deposits, withdrawals, and transfers, making financial services more accessible to a wider audience.
We are integrated into the Zambia National Financial Switch (NFS). We offer solutions that allow financial institutions to integrate their core banking systems into the National Financial Switch
We offer tailored solutions for various payments projects, for example, bank to wallet and wallet to bank projects as well as connecting businesses to the payment ecosystem.